Affordable Healthcare Coverage
For more than 40 years, University of Michigan Health Plan (formerly Physicians Health Plan) has been providing the people of Michigan — people like you — access to quality, affordable care so you can live your best life.
No matter which of our plans you choose, you can count on coverage that meets your needs, at home and on the road.
Every University of Michigan Health Plan individual and family plan includes:
- A statewide network of providers, hospitals, and pharmacies.
- No referral needed to see an in-network specialist.
- Prescription drug coverage.
- 24/7 telehealth services.
- A health and fitness portal.
- Worldwide coverage for emergencies.
- Discounts on food and dining, entertainment, athletic wear, fitness activities, and more.
- Local Customer Service representatives.
And that’s not all. Get started to discover all the benefits our plans have to offer.
Important Dates
- Nov. 1, 2024: Open Enrollment for plan year 2025 begins.
- Dec. 15, 2024: The last day to enroll in or change plans for coverage that starts on Jan. 1, 2025.
- Jan. 15, 2025: The last day to enroll in plans for coverage that starts on Feb. 1, 2025.
Still Need Coverage for 2024? Visit Healthcare.gov to see if you qualify for the Special Enrollment Period.
Have additional questions? Our team is here for you. Contact us online.
Are you a current UM Health Plan member? Sign in to your member portal to view plan information, make a payment, and more. To make a payment without logging in to your member portal account, please sign in to the payment portal.