UM Health Plan Winding Down Operations
Like many health plans, University of Michigan Health Plan (UM Health Plan) has experienced significant financial losses over the past few years. After a thorough business and financial assessment, University of Michigan Health has made the difficult decision to close UM Health Plan, effective Dec. 31, 2025.
This announcement comes after a comprehensive evaluation of the plan’s financial sustainability, market trends, and the evolving needs of our members.
We recognize the importance of affordable and reliable health care, and this decision was not made lightly. Despite significant efforts to maintain the plan, the increasingly competitive health insurance landscape and the Centers for Medicare & Medicaid Services (CMS) changes to Medicare Advantage plans have made it unsustainable to continue offering the high level of service our members deserve.
We are deeply committed to our members, agents, employers, and providers, and will continue to serve all these groups and all members’ claims for services provided through December 2025. Additional information has been sent directly to members, agents, employer groups, and providers.
